What Iceland taught me about Life
A personal reflection, offered especially to anyone here who has grown bitter — about the closed doors, the connections they …
Blogging
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Grafted Roots
The author reflects on their dual identity, rooted in India but enriched by experiences in Iceland. After thirty years away, they found that their heritage didn’t diminish but instead informed their new life. Through relationships with inspiring Icelandic peers, they learned that belonging is not divided but compounded, creating a stronger, unified self.
Podcast Episode: Iceland’s Economic Sovereignty Debate
Pip: Iceland is about to vote on whether to reopen EU accession talks, and BalaInIceland has spent the week writing …
Are We Willing? A Personal Word to My Fellow Icelanders
This is a different kind of piece from the ones before it. Those were about economics — the cost of …
Sovereignty Is an Asset Class: Why a Small Nation Should Price Its Own Levers in a Power-Law World
This is the fifth piece in a series on Iceland’s economy and the August 29 referendum on reopening EU accession …
Nothing to Lose? What the Record Actually Says — and Why I Am Voting No on August 29
This is the third piece in a series. The first three argued that Iceland’s high cost of capital is mostly …
Why Iceland’s Mortgage Indexation Persists Despite Public Outcry
The Painkiller That Became the Disease: Why Iceland Cannot Let Go of Indexation Every few years, Iceland decides to abolish …
Om Malik, 1966-2026
Om was one of those rare people who left every place a little richer simply by being there. I first …
Adapting to New Startup Realities: What Founders Must Know
The King is dead. Long Live the King! There was a time—not that long ago—when building a startup followed a …
Unlocking Software Creation with AI Tools
For decades, building software required a special type of person. You had to enjoy computers deeply. It involved spending years …
Why Human Values Are Essential in Technology Development
I have been working with technology for over three decades now. People sometimes ask me what has changed the most …
Why Trust Matters: Insights from Nordic Strategies
I spend most of my professional life thinking about trust. As an early-stage investor, I’m constantly reminded that capital is …
AI-Powered Reykjavik Parking App: Save Time and Money
Finding parking in downtown Reykjavik shouldn’t need a PhD in Icelandic parking rules. Yet for visitors—and honestly, even for locals—figuring …
Freedom of Expression in the Age of Algorithms
The crisis of free speech is not about what people are allowed to say, but about what systems choose to amplify—and what governments choose to punish.
Þegar gagnleg tækni gerir skaða: Röðun á helstu áhættum gervigreindar og hvað Ísland getur gert í dag
Gervigreind er ekki lengur fjarlæg hugmynd sem bíður einhvers staðar í framtíðinni. Hún er þegar orðin hluti af verkfærum okkar, …
Íslenski fasteignalána markaðurinn eftir dóma Hæstaréttar: Frá óvissu til gagnsæis og aga
Eftir Bala Kamallakharan (the original article in English can be found here) Í október 2025 komst íslenski fasteignalána markaðurinn á …
Iceland’s Mortgage Market After the Supreme Court: From Discretion to Discipline
In October 2025, the Icelandic mortgage market reached an inflection point. The Supreme Court ruled against Íslandsbanki in a landmark …
From a Stock Chart Toggle to AI Chips: Reflections on Logarithms, Limits, and Human Leverage
This morning, I was staring at a stock chart. A small toggle at the bottom—Linear vs Log—caught my eye. I …
Understanding Founder Alignment in Venture Capital
What It Really Means to Be Aligned with Founders Every VC on LinkedIn says the same thing: “We couldn’t have …
The Illusion of Digital Success: Finding Reality
The Dissonance Between the Digital and the Real
We live in a world where everything online looks finished — startups, ideas, even people — while reality remains imperfect, slow, and deeply human. This essay explores how the digital world distorts our sense of progress and truth, how that distortion has been hijacked to spread anxiety, and why thinking for oneself has become a radical act in the age of digital illusion.